About Annuities

We believe in full disclosure.  There is no magic as to how annuities work.  They are based on mathematical formulas that calculate projected income based on the amount invested over a period of time with a fixed or variable rate.  Our specialists are intimately familiar with all aspects of annuity investing.  Let one of our consultants evaluate your portfolio to help determine if an annuity is right for you.

annuity-formula-1623758234_edited_edited.png
Marble Surface

Annuities Explained

  • Annuities are financial products that offer a guaranteed income stream, great for for retirees.

  • The accumulation phase is the first stage of an annuity, whereby investors fund the product with either a lump-sum or periodic payments.

  • The annuitant begins receiving payments after the annuitization period for a fixed period or for the rest of their life.

  • Annuities can be structured into different kinds of instruments, which gives investors flexibility.

  • These products can be categorized into immediate and deferred annuities, and may be structured as fixed or variable.

Glass Buildings